Port Charlotte Homes under $500,000

Port Charlotte Homes under $500,000

Welcome to Port Charlotte, Florida—a hidden gem nestled in the heart of Charlotte County! This vibrant community is perfectly situated along the stunning Gulf Coast, offering residents a delightful blend of serene suburban living and easy access to the natural beauty of Florida's coastline. With its lush landscapes, picturesque waterways, and a welcoming atmosphere, Port Charlotte is an ideal place to call home.

For those seeking affordable housing options, Port Charlotte offers an impressive selection of homes priced under $500,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you'll find a diverse array of properties that cater to various lifestyles and preferences. From charming single-family homes with spacious yards to modern townhouses with community amenities, there's something for everyone in this thriving subdivision.

Port Charlotte is not just about beautiful homes; it also boasts a wealth of recreational activities and conveniences. Residents can enjoy boating, fishing, and kayaking in the nearby Peace River and Charlotte Harbor, or explore the lush parks and nature trails that dot the area. Additionally, you'll find an array of shopping, dining, and entertainment options that make everyday living a breeze.

With its friendly community vibe and affordable real estate, Port Charlotte is a fantastic choice for anyone looking to enjoy the best of Florida living without breaking the bank. Come discover your perfect home in this charming subdivision and experience all that Port Charlotte has to offer!

Newest Port Charlotte Homes under $500,000

14265 Fort Myers Avenue, Port Charlotte
$359,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Under Construction. Discover comfortable Florida living at 14265 Fort Myers Avenue in South Gulf Cove, Port Charlotte. This thoughtfully designed single-family residence features three bedrooms, two bathrooms, and an attached garage, with an inviting open layout that brings everyday living and entertaining together. At the heart of the home, the kitchen features a central island with seating and a dedicated pantry for convenient storage. The adjoining living area and dining nook create a welcoming space for gathering, while sliding glass doors connect the interior to a spacious covered lanai. With approximately 286 square feet of covered outdoor space, the lanai provides an appealing setting for morning coffee, outdoor dining, or relaxing at the end of the day. The split bedroom layout provides separation between the primary suite and the two additional bedrooms. The primary bedroom features a tray ceiling and two walk-in closets, leading to an en suite bathroom with dual sinks, a spacious shower, and a separate toilet compartment. Across the home, two additional bedrooms feature tray ceilings and share a full bathroom with a tub and shower combination. These rooms provide flexibility for guests, a home office, or your everyday needs. A dedicated interior laundry room connects to the garage, adding convenience to the practical floor plan. A covered front entry welcomes you home, while the central living area's 9-foot-4-inch ceiling contributes to the sense of openness. With approximately 1,533 square feet of living area shown on the plans, this South Gulf Cove residence combines a functional layout, generous storage, and inviting indoor and outdoor spaces. An appealing opportunity to make your next home in Port Charlotte.

14265 Fort Myers Avenue, Port Charlotte
22522 Rye Avenue, Port Charlotte
$245,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Discover the potential of this delightful 2-bedroom, 2-bathroom, approximately 1,115-square-foot Florida home, offering the freedom of no HOA fees and an ideal canvas to embrace the relaxed Southwest Florida lifestyle. Situated in a peaceful and established New York neighborhood, the property is conveniently close to US-41, local shopping, dining, parks, and premier boating and fishing destinations, with easy access to historic downtown Punta Gorda, major commuter routes like I-75, and pristine Gulf Coast beaches, making it a wonderful opportunity for a cozy year-round residence, winter retreat, or investment property.

22522 Rye Avenue, Port Charlotte
23381 Peachland Boulevard, Port Charlotte
$349,900
3 Beds ⋅ 3 Baths ⋅ Port Charlotte SubDv.
YOUR FLORIDA POOL HOME AWAITS! Discover the perfect blend of comfort, character and Florida living in this inviting 3-bedroom, 2.5-bath pool home. The spacious open-concept floor plan is ideal for entertaining, while the wood-burning fireplace creates a warm and welcoming atmosphere. Retreat to the primary suite and unwind in the jetted soaking tub, or step outside to your private pool and enjoy year-round Florida sunshine. Ideally located in an established neighborhood, community park close by, with convenient access to I-75, shopping, dining and everyday amenities. Whether you're searching for a full-time residence or your Florida getaway, this home is ready to impress. Schedule your private showing today!

23381 Peachland Boulevard, Port Charlotte
3369 Harbor Boulevard, Port Charlotte
$219,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
POOL HOME • 2023 ROOF • NO HOA • LIGHT FIXER WITH GREAT POTENTIAL! Opportunity knocks with this 3-bedroom, 2-bath POOL HOME offering great bones and plenty of upside! Whether you're an owner-occupant, investor, seasonal resident, or buyer looking to build equity, this property offers a great opportunity to make it your own. This is NOT a major rehab—just a very light fixer-upper ready for some cosmetic improvements and personal touches. A major bonus is already taken care of with a 2023 ROOF, adding value and peace of mind. Step outside to your private swimming pool and enjoy the Florida lifestyle right in your own backyard! With NO HOA and low property taxes, you'll have the freedom and affordability buyers and investors are looking for. Conveniently located near shopping, dining, boating, fishing, parks and recreation, and within easy reach of the beautiful Gulf beaches. Perfect for a full-time Florida residence, winter retreat, rental, or investment property. POOL + 2023 ROOF + NO HOA + LIGHT FIXER = GREAT OPPORTUNITY! Bring your decorating ideas and make this solid Florida home shine!

3369 Harbor Boulevard, Port Charlotte
2164 Agra Street, Port Charlotte
$292,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Under Construction. NEW CONSTRUCTION - estimated delivery October 2026! SPECIAL INCENTIVES: Up to $18k toward closing costs, rate buydowns, and prepaids when using preferred lender and title. Designed for comfortable Florida living, the Cabbage Key is a thoughtfully crafted three-bedroom, two-bath home offers an open-concept layout that maximizes both space and functionality. A welcoming foyer leads into the heart of the home, where the kitchen overlooks the spacious Great Room and dining area, creating the perfect setting for entertaining or everyday living. The vaulted ceiling enhances the main living space, while sliding glass doors open to a covered lanai, seamlessly blending indoor and outdoor living. The kitchen features a central island with additional seating and plenty of workspace, making it the natural gathering place for family and friends. Privately situated at the rear of the home, the primary suite offers a peaceful retreat with a generous walk-in closet and an ensuite bath featuring dual vanities and a walk-in shower. Two secondary bedrooms, located near the front of the home, share a full bath and provide flexibility for guests or a home office. Located off the kitchen, the laundry room provides direct access to the spacious two-car garage for added everyday convenience. Exterior rendering, photos, & virtual tour are of similar home and are used for display purposes only.

2164 Agra Street, Port Charlotte
2313 Ednor Street, Port Charlotte
$129,999
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
2 BEDROOM WITH 2 BONUS ROOMS, AC 2 YEARS OLD, 2 BATHS, CLOSE TO SHOPPING,

2313 Ednor Street, Port Charlotte
12086 Chamberlain Boulevard, Port Charlotte
$389,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
One or more photo(s) has been virtually staged, AI generated or rendered. Welcome to this beautiful new construction home featuring a bright, open-concept floor plan with soaring ceilings and tile flooring throughout. The modern kitchen is equipped with quartz countertops, stainless steel appliances, and ample cabinetry—perfect for everyday living and entertaining. Ceiling fans in key living areas provide added comfort, while the versatile den offers the ideal space for a home office, guest room, or flex area. Situated on an oversized corner lot, the property offers excellent curb appeal and additional outdoor space. Conveniently located approximately 20 minutes from Manasota Key Beach and just minutes from shopping, dining, golf courses, schools, and everyday conveniences. Seller is offering up to $10,000 toward the buyer’s closing costs with an acceptable offer. Show less

12086 Chamberlain Boulevard, Port Charlotte
182 Beeney Road Se, Port Charlotte
$450,000
4 Beds ⋅ 3 Baths ⋅ Port Charlotte SubDv.
SAILBOAT ACCESS + 100’ OF WATERFRONT + SECONDS TO OPEN WATER! Welcome to 182 Beeney Road SE, a well-maintained 4-bedroom, 3-bathroom waterfront home offering 2,122 square feet of comfortable living space in Port Charlotte. With an open floor plan, spacious bedrooms, and an exceptional boating location, this home makes it easy to enjoy life on the water. The open layout connects the main living and dining areas, creating an inviting space for everyday living and entertaining. The expansive kitchen features GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, a large island, and generous cabinet and counter space. Additional cabinetry creates a dedicated dry bar area, perfect for serving drinks, displaying glassware, or keeping entertaining essentials organized. Measuring over 20’ x 11’, the primary suite offers plenty of room to unwind, with a mini-split system for added cooling and comfort. Its spacious en suite bathroom features dual vanities and a large tiled walk-in shower. On the opposite side of the home, a second bedroom measuring over 14’ x 13’ offers the potential for a SECOND PRIMARY SUITE. Complete with its own en suite bathroom, tiled walk-in shower, and large walk-in closet, this space is ideal for extended stays or anyone who appreciates extra privacy. Another well-sized guest bedroom includes a walk-in closet, while the fourth bedroom adds flexibility for guests, hobbies, or a home office. A third full bathroom conveniently accommodates company. Outside, 100 FEET OF SALTWATER CANAL FRONTAGE sets the stage for waterfront living. The 24’ x 10’ dock and 10,000-LB BOAT LIFT keep your boat close at hand, and the sailboat-access location puts you just seconds from open water. From spontaneous boat rides to quiet mornings by the canal, this setting makes the waterfront lifestyle part of your daily routine. Well maintained and move-in ready, this home brings together generous living space, the flexibility of two potential primary suites, and outstanding access to the water. Opportunities with this combination of space and boating convenience don’t come along often—schedule your private showing today!

182 Beeney Road Se, Port Charlotte
22097 Voltair Avenue, Port Charlotte
$291,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Under Construction. NEW CONSTRUCTION - estimated delivery October 2026! SPECIAL INCENTIVES: Up to $16k toward closing costs, rate buydowns, and prepaids when using preferred lender and title. Designed for comfortable Florida living, this thoughtfully crafted three-bedroom, two-bath home offers an open-concept layout that maximizes both space and functionality. A welcoming foyer leads into the heart of the home, where the kitchen overlooks the spacious Great Room and dining area, creating the perfect setting for entertaining or everyday living. The vaulted ceiling enhances the main living space, while sliding glass doors open to a covered lanai, seamlessly blending indoor and outdoor living. The kitchen features a central island with additional seating and plenty of workspace, making it the natural gathering place for family and friends. Privately situated at the rear of the home, the primary suite offers a peaceful retreat with a generous walk-in closet and an ensuite bath featuring dual vanities and a walk-in shower. Two secondary bedrooms, located near the front of the home, share a full bath and provide flexibility for guests or a home office. Located off the kitchen, the laundry room provides direct access to the spacious two-car garage for added everyday convenience. Exterior rendering, Photos, & virtual tour are of similar home and are used for display purposes only.

22097 Voltair Avenue, Port Charlotte
303 Ellington Street, Port Charlotte
$309,500
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Virtually Staged. Under Construction. NEW CONSTRUCTION -estimated delivery in October. SPECIAL INCENTIVES: 5.49% Fixed interest rate on FHA/VA 30-yr fixed loan with up to $8k closing costs/prepaids paid by builder – OR – get up to $18k toward closing costs, rate buydowns, and prepaids when using preferred lender and title. The Sandpiper is designed for the way you live—comfortable, connected, and full of thoughtful details. The open kitchen, dining, and living areas create an inviting space for family time or entertaining, while the covered lanai extends your living area outdoors. The private primary suite offers a spacious walk-in closet and a relaxing bath with a large shower, and three additional bedrooms provide flexible space for family, guests, or a home office. Quartz countertops in the kitchen & bathrooms, upgraded plank tile flooring throughout the main living areas, a complete stainless steel kitchen appliance package, hurricane-impact windows and doors, and a two-car garage add lasting style, quality, and value throughout. Pictures, renderings, & virtual tour are of similar home & are used for display purposes only.

303 Ellington Street, Port Charlotte
3262 Steadman Street, Port Charlotte
$420,000
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Enjoy space, privacy and Florida living on a rare half-acre corner lot in an X flood zone. Mature oaks and lush landscaping surround this inviting pool home featuring a circular driveway, oversized 3-car garage and bright, open layout with vaulted ceilings and a skylight. The split-bedroom floor plan includes a spacious primary suite with direct access to the screened pool and covered patio. A 10x11 poolside bedroom with sliding glass doors and direct outdoor access offers space for an office, game room or guests. The partially fenced backyard, storage shed and shaded sitting areas and fruit trees create a private retreat with plenty of room to enjoy.

3262 Steadman Street, Port Charlotte
219 Mccabe Street, Port Charlotte
$311,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Under Construction. NEW BUILD - Anticipated Completion Date is DECEMBER 2026. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan ...OR...$25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,650-square-foot (air-conditioned) Fairfield plan is an open-concept floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen of the Fairfield boasts many contemporary features, including upgraded 36” contemporary shaker-style cabinets, a large 8’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, and overlooks an expansive great room, making it the perfect plan for entertaining and day-to-day living. The great room and dining room feature beautiful tile-plank flooring and vaulted ceilings. The owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The three guest bedrooms share a separate bathroom. The Fairfield also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant window and doors.

219 Mccabe Street, Port Charlotte
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