River Club Homes under $500,000

River Club Homes under $500,000

Welcome to River Club, a picturesque subdivision nestled in the heart of Florida, where serene living meets vibrant community life. This charming neighborhood offers a perfect blend of natural beauty and modern convenience, making it an ideal choice for families, retirees, and everyone in between.

River Club boasts a variety of homes, many of which are available for under $500,000, making it an attractive option for first-time buyers and those seeking an affordable slice of paradise. These homes feature spacious layouts, contemporary designs, and often come equipped with beautiful outdoor spaces, perfect for enjoying Florida's year-round sunshine. Whether you’re looking for a cozy single-family home or a larger residence to accommodate your growing family, River Club has something to fit your needs.

The subdivision is surrounded by lush landscapes and tranquil waterways, offering residents a peaceful retreat from the hustle and bustle of everyday life. Enjoy leisurely walks along scenic trails, or take advantage of nearby parks and recreational facilities that cater to outdoor enthusiasts. The community is also conveniently located near shopping centers, dining options, and top-rated schools, ensuring that everything you need is just a stone's throw away.

In River Club, you’ll find a warm and welcoming atmosphere, where neighbors become friends and community events bring everyone together. Discover your dream home in this enchanting subdivision and experience the best of Florida living, all without breaking the bank. Welcome to River Club, where your new chapter awaits!

Newest River Club Homes under $500,000

4054 River Bank Way, Port Charlotte
$395,777
4 Beds ⋅ 3 Baths ⋅ River Club SubDv.
Welcome to this beautifully appointed home located in the desirable River Club community of Punta Gorda. Offering over 2,400 square feet of living space, this residence features an open-concept design enhanced with upscale finishes and a functional layout ideal for both everyday living and entertaining. Step inside to find a spacious great room with abundant natural light, complemented by elegant interior details and upgraded finishes throughout. The gourmet kitchen showcases solid wood cabinetry, solid surface countertops, and ample prep space, seamlessly flowing into the main living and dining areas. The primary suite offers a private retreat with a walk-in closet and a well-appointed en-suite bath designed for comfort and convenience. A split-bedroom floor plan provides added privacy, along with a versatile den perfect for a home office or flex space. Step outside to your private outdoor living area featuring a fully equipped outdoor kitchen—ideal for entertaining and enjoying Florida living year-round. Situated on a premium corner lot, the property provides additional space and a sense of privacy. Additional highlights include a 3-car garage, indoor laundry room, and access to River Club’s gated amenities, including a community pool and fitness center. Conveniently located near shopping, dining, and major roadways, this home blends comfort, style, and location.

4054 River Bank Way, Port Charlotte
3885 Cobblestone Lane, Port Charlotte
$339,000
3 Beds ⋅ 2 Baths ⋅ River Club SubDv.
One of the only homes in River Club available with a private pool and lake view. This newer 3/2/2 is being sold furnished.

3885 Cobblestone Lane, Port Charlotte
10209 Silverado Circle, Lakewood Ranch
$475,000
2 Beds ⋅ 2 Baths ⋅ River Club SubDv.
Virtually Staged. Welcome to effortless Florida living in this beautifully refreshed **Arthur Rutenberg-built home**, ideally located just minutes from **Lakewood Ranch and Waterside Place**. Filled with natural light and thoughtfully designed with a flexible floor plan, this home combines quality construction, low-maintenance living and an exceptionally convenient location. From the moment you enter, the abundance of windows and open living spaces create a bright and welcoming atmosphere. The interior has been **freshly painted throughout**, providing a clean, neutral backdrop ready for its new owner. The spacious main living area offers plenty of room for both relaxing and entertaining, while the light-filled Florida room provides an inviting additional space to enjoy the surrounding greenery and Florida sunshine year-round. The home features **two bedrooms plus a private den with a closet**, offering excellent flexibility for today's lifestyle. The den can easily function as a **third bedroom, home office, hobby room or additional guest space**. The spacious primary suite enjoys abundant natural light and provides a peaceful retreat, complete with a huge walk in closet, while the additional bedroom is ideal for visiting family and friends. Additional features include **HURRICANE SHUTTERS**, gutters, an attached garage with a **newly painted garage floor**, WATER HEATER 2025, HVAC 2024 and numerous architectural details reflective of Arthur Rutenberg's reputation for thoughtful design and craftsmanship. For buyers looking for a low-maintenance Florida lifestyle, **GROUND MAINTENANCE IS INCLUDED IN HOA FEE**, giving you more time to enjoy everything the Sarasota and Lakewood Ranch area has to offer. Even better, this community has a community pool and **NO CDD**, an increasingly desirable benefit for buyers looking to keep their ongoing ownership costs in check. The location is another standout feature. Enjoy convenient access to **Lakewood Ranch, Waterside Place, Main Street at Lakewood Ranch, University Town Center (UTC), Sarasota-Bradenton International Airport, I-75, downtown Sarasota, shopping, restaurants, golf, medical facilities and the Gulf Coast beaches**. Waterside Place offers waterfront dining, shopping, entertainment, community events and a vibrant town center atmosphere just minutes from home. Whether you're searching for a **primary residence, seasonal Florida home or low-maintenance property near Lakewood Ranch**, this home offers the space, flexibility, location and lifestyle today's buyers are looking for. **Freshly painted, hurricane shutters, flexible third-bedroom potential, grounds maintenance included and NO CDD — this is Florida living made easy.**

10209 Silverado Circle, Lakewood Ranch
3987 River Bank Way, Port Charlotte
$313,000
3 Beds ⋅ 2 Baths ⋅ River Club SubDv.
Virtually Staged. Welcome to 3987 River Bank Way, in the active community of River Club, Charlotte Harbor, Punta Gorda, Fl. Exterior of home has partial stone facade, landscaped with palm trees, and lighting. Then entrance foyer takes you to a large bright great room, with a wall for a large screen tv. The open floor plan has a spacious cabinet-filled kitchen with 10 ft island and pantry. No shortage of storage space! The dining area will easily accommodate seating for 10 for those special celebrations. The two guest bedrooms share a bathroom with tub and shower. The primary has a walk in closet; adjoined by bath with walk in shower and convenient make up vanity. The flex room can be used as accommodates your life style. This is a move in home. There is a fully equipped laundry room. The entrance and lanai are screened. The backyard is fenced. Security system in place. River Club amenities include playground, gym, heated pool and social activities. Homeowners are provided lawn maintenance and irrigation. Your New Home awaits. No flood insurance required. This home is NOT in FEMA flood zone.

3987 River Bank Way, Port Charlotte
4107 Manatee Lane, Port Charlotte
$324,999
4 Beds ⋅ 2 Baths ⋅ River Club SubDv.
Welcome to this amazing 4-bed, 2-bath home located in the highly desirable River Club gated community, where comfort, style, and peace of mind come together. This beautifully maintained residence shines with fresh interior paint throughout, creating a bright and inviting atmosphere from the moment you step inside. The home features new gutters (2025) and expanded front and rear paver patios, offering upgraded outdoor living spaces perfect for relaxing, entertaining, or enjoying Florida’s year-round sunshine. A generator hook-up & Hurricane shutters adds an extra layer of security and convenience, making this home as practical as it is beautiful. Inside, you’ll find spacious bedrooms and an open layout designed for effortless everyday living. River Club residents enjoy access to a resort-style community pool and a well-equipped fitness center, adding even more value to this exceptional property. This home delivers the ideal blend of lifestyle, comfort, and community — a must-see for anyone seeking quality living in one of the area’s most sought-after neighborhoods.

4107 Manatee Lane, Port Charlotte
4195 Manatee Lane, Port Charlotte
$319,000
4 Beds ⋅ 2 Baths ⋅ River Club SubDv.
TREMENDOUS VALUE in this SPACIOUS and like NEW 4-bedroom home in gated community of RIVER CLUB - not in a FLOOD zone and no flood insurance required. You are going to love the LARGE CORNER LOT - providing plenty of space for outdoor activity as you enjoy the covered patio. Step inside this SMART home and you'll be amazed with the designer like touches and a layout that provides large gathering areas in this OPEN FLOOR PLAN and a great layout for the 4 bedrooms. This home is NOT IN A FLOOD ZONE and offers hurricane shutters for protection. The kitchen features QUARTZ counters, Tommy Bahama Backsplash, and STAINLESS STEEL appliances. The kitchen integrates perfectly with the dining room and the large living room - giving you plenty of options for entertainment and/or relaxation. And if you haven't been to RIVER CLUB before - let me just say WELCOME HOME! Community pool, fitness center and a social committee that will keep you active. Pot luck dinners with live music, water aerobics and several clubs to choose from. In addition - River Club is in an ideal location just minutes away from downtown Punta Gorda and their restaurants/shops - and just a couple minutes more to Fisherman's Village. On top of that Sunseeker Resort in nearby Port Charlotte adds other entertainment/dining options. And being near I75 offers you quick access north or south to several other Florida hot spots!! A LIKE-NEW 4-bedroom home with gorgeous fit/finish in a gated community with easy access to local entertainment/restaurants at this PRICE should be at the top of your list!!

4195 Manatee Lane, Port Charlotte
4284 River Bank Way, Port Charlotte
$350,000
3 Beds ⋅ 2 Baths ⋅ River Club SubDv.
Beautifully maintained 3-bedroom, 2-bath lakefront home in the sought-after gated River Club community of Punta Gorda. **NEW ROOF, all bedrooms are on the first floor** This move-in-ready property is being sold fully FURNISHED with newer furnishings and features a spacious upstairs bonus room ideal for a home office, media room, playroom, or guest space. Recent upgrades include a new roof (2025), newer 5-ton A/C, activated carbon whole-house water filtration system, and brand-new washer and dryer. The spacious island kitchen offers abundant storage and workspace, while the backyard provides peaceful water views and plenty of room for a private pool. Located in desirable FLOOD ZONE X, flood insurance is NOT required by most lenders. Just two homes from the community pool and fitness center, residents also enjoy lawn care and common area maintenance. Conveniently located near downtown Punta Gorda, US-41, and I-75.

4284 River Bank Way, Port Charlotte
3131 S Ridgewood Avenue Unit 101, Daytona Beach
$229,900
2 Beds ⋅ 2 Baths ⋅ River Club SubDv.
This waterfront 2 Bedroom, 2 Bath End Unit Condo, with a brand new A/C unit, is located in the heart of South Daytona with breathtaking views of the Intracoastal Waterway from multiple rooms. The unit has been tastefully updated with kitchen cabinets, granite countertops, Tile Flooring, vanities, and showers in both baths. Interior doors, windows and sliding doors have been updated and there is a glass storm door on the front door. The stackable washer and dryer is conveniently located in the unit. The screened porch, with storage closet, overlooks the river to enjoy beautiful sunrises, a steady stream of boats and yachts and dolphins playing in the Intracoastal. The community amenities include the riverfront pool, fitness room, kayak storage, 500 feet of beautiful riverfront with picnic table and BBQ Grill.The complex is pet friendly (up to 20 lbs). All of this, with spectacular views day and night, conveniently located close to shopping, banks and restaurants.

3131 S Ridgewood Avenue Unit 101, Daytona Beach
24176 Riverfront Drive, Port Charlotte
$309,000
3 Beds ⋅ 2 Baths ⋅ River Club SubDv.
MAJOR PRICE ADJUSTMENT and Impeccably Upgraded 2020-Built Home in Gated River Club – 2 or 3BR + Flex Room, 2BA, 2-Car Garage Welcome to this beautifully upgraded, move-in-ready home in the highly sought-after River Club gated community. Built in 2020, this meticulously maintained residence features 2 spacious bedrooms, 2 full baths, a versatile flex room, and a 2-car garage, all under a durable tile roof. Inside, you’ll love the open-concept layout, soaring ceilings, and 8-foot interior doors that create an airy, upscale feel. The kitchen and bathrooms are finished with rich wood cabinetry and granite countertops, while the interior laundry room includes an upgraded washer and dryer for added convenience. The flexible bonus room offers endless possibilities—perfect as a home office, workout space, den, or even a guest room. No detail has been overlooked: hurricane-impact windows and doors, custom blinds throughout, upgraded lighting and ceiling fans, and a central vacuum system all add to the comfort and quality of this home. The epoxy-coated garage floor adds durability and style, while the professionally landscaped yard features custom curbing, fencing, and accent lighting to enhance curb appeal and privacy. This home combines peace of mind, modern elegance, and a prime location just minutes from shopping, dining, and area beaches and short drive to Downtown Punta Gorda and the new Sunseekers resort. Don’t miss this opportunity to own a thoughtfully upgraded home in River Club—schedule your private showing today!

24176 Riverfront Drive, Port Charlotte
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