Ridge Harbor Homes under $350,000

Ridge Harbor Homes under $350,000

Welcome to Ridge Harbor, a hidden gem nestled in the picturesque city of Punta Gorda, Florida. This charming subdivision offers a perfect blend of tranquility and convenience, making it an ideal choice for families, retirees, and anyone looking to embrace the beautiful Florida lifestyle. With its lush greenery and serene waterways, Ridge Harbor is a haven for nature lovers and outdoor enthusiasts alike.

One of the standout features of Ridge Harbor is its affordability. Homes in this delightful community can be found for under $350,000, providing an excellent opportunity for first-time homebuyers and those looking to downsize without compromising on quality or comfort. These well-maintained residences boast a variety of styles and sizes, ensuring that there is something for everyone. From cozy single-family homes to spacious layouts perfect for entertaining, Ridge Harbor has it all.

Residents of Ridge Harbor enjoy easy access to a wealth of amenities. Just a short drive away, you’ll find vibrant shopping districts, delightful dining options, and recreational facilities, including parks and marinas. The close-knit community fosters a welcoming atmosphere, where neighbors become friends and memories are made.

Whether you’re looking to enjoy a peaceful evening by the water or explore the charming streets of Punta Gorda, Ridge Harbor is the perfect place to call home. With its affordable housing options and idyllic surroundings, it’s time to discover the lifestyle you’ve been dreaming of. Come and experience the allure of Ridge Harbor today!

Newest Ridge Harbor Homes under $350,000

30176 Balsam Boulevard, Punta Gorda
$269,999
3 Beds ⋅ 2 Baths ⋅ Ridge Harbor SubDv.
Lovely, well kept home in the Ridge Harbor community. This is a spacious double lot home with a large back yard fence and a large shed. Plenty of room for all your toys on the property. Plenty of room for a large garden, a pool or whatever your needs and wants will be. 3 Bedrooms, 2 Bathrooms. The home includes an eat-in kitchen and a dining room/living room area. Convenient laundry room. No stairs! Located in a preferable X500 flood zone, sliding hurricane shutters are included as well for security and weather emergencies. The seller added an airy and bright Florida room where you can enjoy your morning coffee in the sunshine and fresh air. Recent improvements include a brand-new well system, installed 6/11/25, complete with a new pump, tank, hot water system, water softener, and valves. The Florida room windows (8/31/25) fill the space with natural light, while the AC, furnace and ductwork (7/7/23) ensure year-round comfort. Additional updates include new carpet and a new septic system (7/18/25), washer and dryer (March 2022), and range and refrigerator (2024). A Square D electrical panel was installed May of 2022. The owner has thoughtfully retained receipts for these improvements. Smart buyers will appreciate not having to pay for their own updates and improvements because this owner has already installed them. The voluntary HOA offers flexibility, with annual dues of just $25 for individuals or $35 for families. Boating enthusiasts will love the option to access the private marina and boat ramp on Shell Creek. It is only $10 annually to get a key. If you’re seeking an idyllic Florida lifestyle—combining space, privacy, modern updates, and proximity to fantastic restaurants, shopping, and beaches—this home is a must-see in person. Schedule your private showing today!

30176 Balsam Boulevard, Punta Gorda
30097 Elm Road, Punta Gorda
$285,000
2 Beds ⋅ 2 Baths ⋅ Ridge Harbor SubDv.
Discover the possibilities at this charming 2-bedroom, 1.5-bath home situated on a spacious 0.69-acre lot in Punta Gorda! Ideally located just off Arcadia Road, this property offers a convenient blend of comfortable living, character-filled details, and plenty of outdoor space, all while keeping shopping, dining, entertainment, and I-75 just minutes away. Inside, the inviting living area features carpet flooring that continues into both bedrooms, creating a comfortable and cohesive feel throughout the main living spaces. The kitchen offers a distinctive wood-plank tray ceiling, breakfast bar, and easy flow into the adjacent dining area, making everyday meals and entertaining a breeze. Tile flooring adds durability and style to the kitchen and bathrooms, while the dining area features attractive wood-look laminate flooring. Just off the dining area, the updated half bath adds a touch of personality with its wood-plank ceiling and shiplap accent wall. The home's practical layout provides two bedrooms and a full bath, with plenty of opportunity to make the space your own. The attached garage includes the laundry area for added convenience. Step outside to enjoy the screened patio overlooking the expansive backyard—an ideal spot for morning coffee, relaxing, or entertaining while enjoying the privacy and space this oversized lot provides. Backyard access leads to an additional paved parking area, offering flexibility for extra vehicles, guests, recreational equipment, or other outdoor needs. Recent updates provide added peace of mind, including a new roof in 2022, new hot water heater in 2023, and new AC unit in 2023. For boating enthusiasts, a private boat ramp is available for a monthly fee, providing convenient access to the water. With nearly three-quarters of an acre, recent major updates, a convenient location, and a combination of comfortable interior features and generous outdoor space, this Punta Gorda property is ready for its next chapter. Don't miss the opportunity to make it your own!

30097 Elm Road, Punta Gorda
3140 Sweet Gum Drive, Punta Gorda
$265,000
2 Beds ⋅ 2 Baths ⋅ Ridge Harbor SubDv.
WHEN LOOKING AT THE UNIQUE AND STURDY EXTERIOR OF THIS HOME, PLEASE NOTICE AND APPRECIATE THE BRILLIANCE OF ITS DESIGN AND THE ABSOLUTE BEAUTY WITHIN!! It is constructed with a durable 16-gauge steel frame, steel insulated panel siding (SIP), a TPO (thermoplastic polyolefin) flat membrane roof, hurricane windows and sliders, quality insulation foam in walls and ceiling engineered for Florida’s demanding climate. This home places an emphasis on storm protection, longevity, and energy efficiency. The steel construction and moisture-resistant design can help minimize the conditions that contribute to mold and indoor air-quality concerns, while helping to lower energy costs. When entering this home, you will discover the “Wow” factor with the open floor plan, plenty of natural light and beautiful modern decor. It has never been lived in so welcome to your “next to new home”. It features 2 bedrooms, 2 bathrooms and a den! It comes fully furnished. The whole house has top quality tile flooring throughout. All counters are granite and feature light color cabinetry. The kitchen has a large island with seating to make a nice gathering place, perfect for preparing meals and entertaining. Across from the kitchen is the den which can also be used for extra living space and for guests. The house has a beautiful, open flow in which the dining area is next to the kitchen for convenience and then leads to the living room for a cohesive feel. There are two (impact resistant) sliding glass doors which lead to the outside patio for your outdoor living and grilling. There are endless designs in mind for this space so come make it your own. Have your little cabana with potted plants, garden lights or grow your herbs for your homemade cooking. The patio is surrounded with natural shrubbery which serves as privacy. Check out the primary bedroom which makes a nice sanctuary to relax and call your own. It features large, built-in closets, a ceiling fan and gorgeous en-suite bathroom. There is a double sink vanity and large shower with pebble tiles. There is a second bedroom that is also ample size with a built-in closet, ceiling fan and features the second bathroom conveniently located right next to it. The garage will be appreciated as it oversized and insulated in the walls, ceiling and door. There are no mandatory HOA fees which gives you freedom, yet the community has a club house and a board to organize fun events and holiday fun. For a small annual fee, you can take advantage of the boat ramp so go enjoy your days off on the water. There’s kayaking, fishing or take a boat ride from Shell Creek to the Peace River and then out to the Charlotte Harbor. The home is Conveniently located at the front of the neighborhood for a quick out to all your shopping needs and conveniences. It’s about 6 miles to downtown Punta Gorda. Downtown is a quaint, historical and beautiful town with local restaurants, entertainment and walking paths. Check out Fisherman’s village for a lovely shopping experience and newly opening restaurants. Come take advantage of this Smart purchase. It would also make an excellent second home or investment property.

3140 Sweet Gum Drive, Punta Gorda
30048 Oak Road, Punta Gorda
$285,000
2 Beds ⋅ 3 Baths ⋅ Ridge Harbor SubDv.
DOUBLE LOT WITH DETACHED GARAGE & ENDLESS POSSIBILITIES! POTENTIAL INCOME OPPORTUNITY! Situated on a spacious ½-acre double lot, this well-maintained 1996 home offers 2 bedrooms, 3 full bathrooms, and a true dual-primary-suite design. Each bedroom features its own private en-suite bathroom and walk-in closet, providing exceptional privacy for owners and guests. BONUS FLEXIBILITY! The second suite features its OWN PRIVATE EXTERIOR ENTRANCE with keypad access, creating an ideal setup for extended family, guests, a private home office, or potential rental/VRBO use. Step inside to a bright, open split-bedroom floor plan featuring a spacious great room with soaring cathedral ceilings and large-format marble and tile flooring throughout. Enjoy Florida living year-round from the screened front entry or relax on the expansive screened lanai complete with an above-ground spa. The backyard is highlighted by a magnificent mature oak tree, providing abundant shade and a beautiful setting for outdoor gatherings—or even that classic tire swing! ONE-YEAR HOME WARRANTY PLAN INCLUDED FOR THE BUYER AT CLOSING! The adjoining lot adds tremendous value and versatility and features a 576-square-foot detached garage, built in 2015, with full electrical service and plumbing already roughed in for a future bathroom. Whether you envision a workshop, hobby space, additional vehicle or recreational storage, or simply want extra room to spread out, the possibilities are endless! According to Charlotte County permitting records, improvements include a new electrical panel (2022), overlay roof on the detached garage (2021), main house roof (2018), 3-ton 14-SEER A/C system (2018), and water heater (2018). Ridge Harbor offers an optional HOA membership for just $25 per year, plus an additional $10 annual fee for a marina boat-ramp key—a fantastic perk for boating enthusiasts. Conveniently located approximately 10 minutes from I-75 and historic downtown Punta Gorda, this unique property offers easy access to shopping, dining, waterfront parks, entertainment, boating, and everything Southwest Florida has to offer.

30048 Oak Road, Punta Gorda
30030 Red Pine Road, Punta Gorda
$319,900
3 Beds ⋅ 2 Baths ⋅ Ridge Harbor SubDv.
Beautiful Modern Home in Punta Gorda – Built in 2023. Discover this beautiful 3-bedroom, 2-bathroom home with a 2-car garage, located in one of Punta Gorda’s most desirable and attractive areas. This residence offers a modern design, functionality, and move-in-ready comfort. The home features ceramic tile flooring throughout, providing a clean, elegant look and easy maintenance. Its well-designed layout is ideal for families or anyone seeking comfort and style in a peaceful residential setting. Conveniently located, the property is close to supermarkets, convenience stores, schools, and everyday amenities, offering an excellent lifestyle with everything just minutes away. A major advantage of this home is its location in Flood Zone X, meaning no flood insurance is required, resulting in significant long-term savings. Don’t miss this outstanding opportunity to own a nearly new home in a prime Punta Gorda location. Submit your offer today!

30030 Red Pine Road, Punta Gorda
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