Charlotte Park Homes under $500,000

Charlotte Park Homes under $500,000

Welcome to Charlotte Park, a hidden gem nestled in the heart of Charlotte County, Florida. This charming subdivision offers a perfect blend of tranquility and accessibility, making it an ideal choice for families, retirees, and anyone seeking a slice of Florida paradise. With its picturesque landscapes and friendly community vibe, Charlotte Park is truly a place to call home.

One of the standout features of this delightful neighborhood is the abundance of beautiful homes available for under $500,000. Whether you're a first-time homebuyer or looking to downsize, you'll find a variety of options that cater to your needs and budget. From cozy single-family homes to modern townhouses, each property boasts unique character and inviting curb appeal. Many homes also come with spacious yards, perfect for outdoor gatherings, gardening, or simply soaking up the Florida sun.

Charlotte Park is conveniently located near essential amenities, including shopping centers, restaurants, and recreational facilities, ensuring that everything you need is just a short drive away. For those who enjoy the great outdoors, the nearby parks and waterways offer opportunities for fishing, boating, and hiking, allowing you to embrace the vibrant Florida lifestyle.

As you explore Charlotte Park, you'll be captivated by its welcoming atmosphere and the sense of community that permeates the neighborhood. With affordable homes, a prime location, and a warm, inviting spirit, Charlotte Park is ready to welcome you home. Discover the perfect property that fits your lifestyle and budget in this enchanting Florida subdivision!

Newest Charlotte Park Homes under $500,000

632 Aqui Esta Drive, Punta Gorda
$199,900
3 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
Short Sale. GREAT STARTER HOME OR INVESTMENT OPPORTUNITY! Centrally located near DOWNTOWN PUNTA GORDA, shopping, dining, and entertainment, this updated 3-bedroom, 2-bath home with a 1-car garage offers excellent potential as a primary residence, seasonal getaway, or vacation rental. Numerous improvements have already been completed, including a WHOLE-HOUSE REPLUMB, 9 IMPACT WINDOWS, IMPACT SLIDERS & FRONT DOOR IN 2025, NEWER ELECTRICAL PANEL BOX, ROOF SHINGLES completed in 2022 & added 3rd nail for trusses for insurance, new Trane A/C in 2025. The third bedroom also features a NEW WALL A/C UNIT for additional comfort. Inside, you'll find easy-care TILE FLOORING THROUGHOUT and upgraded interior doors. The spacious primary bedroom features a newer ceiling fan and WALK-IN CLOSET. Both bathrooms have been beautifully remodeled with glass sliding shower doors and stylish modern black finishes. The updated kitchen offers newer appliances, solid-surface countertops, and convenient access to the INSIDE LAUNDRY ROOM located just off the kitchen. Outside, an EXTRA CONCRETE SLAB alongside the home provides additional space for RV OR BOAT PARKING. With its central location, numerous updates, and flexible possibilities, this home is a great opportunity for a first-time buyer, investor, seasonal resident, or anyone looking to enjoy the Punta Gorda lifestyle!

632 Aqui Esta Drive, Punta Gorda
3024 Amanda Street, Punta Gorda
$274,700
2 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
Move-in ready with exceptional bonus space! This high-quality Punta Gorda 2-bedroom, 2-bath home features a one-car air-conditioned garage plus a separate 20’ x 12’ fully insulated and air-conditioned outbuilding with its own electrical panel, cable, sink and large windows—ideal for a home office, workshop, hobby room or climate-controlled storage. An additional 8’ x 10’ utility shed provides even more storage, all within a spacious privacy-fenced backyard. Recent improvements include a new roof, fresh Sherwin-Williams interior and exterior paint, new Shaw 20-Year carpet in both bedrooms, two new exterior doors with new hardware and locksets, new interior door hardware throughout, new kitchen and bath faucets, and a new French-door refrigerator. The beautiful ceramic tile throughout all the living and common areas is sealed for longevity and in excellent condition. Conveniently located just off U.S. 41 with easy access to shopping, downtown Punta Gorda and Fishermen’s Village. Priced to sell and move-in ready—schedule your showing today.

3024 Amanda Street, Punta Gorda
801 Marlin Drive, Punta Gorda
$420,000
4 Beds ⋅ 3 Baths ⋅ Charlotte Park SubDv.
Virtually Staged. RENOVATED WATERFRONT HOME WITH GULF ACCESS! True Classic Florida style 4-bedroom, 3-bath residence offers 2,072 square feet of thoughtfully updated living space, combining modern finishes with the character and location of an established waterfront property. The spacious floor plan features TWO PRIMARY SUITES, each with its own private en-suite bathroom, offering excellent flexibility for guests, multigenerational living, or added privacy. At the heart of the home is a completely renovated kitchen featuring beautiful wood cabinetry, quartz countertops, a large cooking island, and a striking induction cooktop with statement hood. The kitchen is finished with LG appliances, creating a stylish and functional space for everyday living and entertaining. Wood-look tile flooring flows throughout the home, providing a clean, cohesive feel. Hurricane-impact windows add peace of mind and energy efficiency. Recent major improvements include a NEW ROOF (2025), NEW A/C (2026), NEW WATER HEATER (2026), and NEW DISHWASHER (2026). A spacious two-car garage provides convenient parking and additional storage. The home remains a blank canvas in many areas, offering the opportunity for the new owner to add personal touches and make the space their own. Best of all, this property is situated directly on a CANAL WITH ACCESS TO THE BAY/GULF, bringing the quintessential Southwest Florida waterfront lifestyle to your backyard. Enjoy boating, fishing, entertaining, or simply relaxing by the water—all from home. With four bedrooms, three full baths, two primary suites, extensive recent improvements, a two-car garage, and Gulf access, this move-in-ready waterfront property offers an exceptional combination of space, updates, and Florida waterfront living. Adjoining vacant lot also available separately — MLS #7530473.

801 Marlin Drive, Punta Gorda
721 Rio Villa Drive, Punta Gorda
$408,000
2 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
Doublewide Manufactured Home on Sailboat Water!!! Live the ultimate Coastal Lifestyle with 80 FEET of SAILBOAT WATER FRONTAGE with this 2 Bedroom, 2 Bathroom, Pool home in the highly desired Punta Gorda community. Nestled within the Charlotte Park boating community, offering saltwater sailboat access and no bridges. Thus, making it ideal for power boaters and sail boaters looking for quick, unobstructed access to open water. Located just minutes from everything that makes Punta Gorda so special, you’re only 5 minutes to Fishermen’s Village and the restaurants, boutiques, and waterfront views of historic downtown Punta Gorda. Enjoy live music, local seafood, dining at The Perfect Caper, TT’s Tiki Bar, or downtown Carmelo’s Italian, all within a short drive. Sunseeker Resort is just 10 minutes away, offering world-class dining, entertainment, and resort amenities. Travel is a breeze with Punta Gorda Airport (PGD) only 15 minutes away, I-75 access in under 10 minutes, and Southwest Florida International Airport (RSW) less than 45 minutes from your driveway. Whether you’re heading out for dinner, a flight, or a day on the water, convenience and connection meet in the heart of this Florida coastal home.

721 Rio Villa Drive, Punta Gorda
3341 Croton Terrace, Port Charlotte
$196,000
3 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
Bring the boat, bring the fishing poles, and bring all the toys—this Port Charlotte home has room for it all! This updated 3-bedroom, 2-bath home sits on an oversized lot just minutes from the Charlotte Harbor boat ramp, making it a great spot for anyone who loves being on the water. Concrete block construction built with Florida charm and plenty of updates already taken care of. The kitchen was updated in 2023, along with a new roof and electrical panel, plus a 2.5-ton HVAC system installed in 2021. And the yard? Plenty of space for the boat, trailer, toys, or whatever else your Florida lifestyle calls for. Whether you’re heading out to fish before sunrise, spending weekends on the water, or just looking for a home with some breathing room, this one checks a lot of boxes. Updated, spacious, close to the water—and ready for its next owner!

3341 Croton Terrace, Port Charlotte
700 Dolphin Parkway, Punta Gorda
$200,000
3 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
ENJOY THE FREEDOM OF FLORIDA LIVING WITH NO HOA OR DEED RESTRICTIONS! This updated 3 bedroom, 2 bathroom home in Charlotte Park offers a functional split-bedroom floor plan, recent improvements, and plenty of space to enjoy both inside and out. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this move-in ready home provides comfort, convenience, and flexibility in a desirable location. FEATURES: • NO HOA and NO deed restrictions • 3 bedrooms, 2 bathrooms • Split-bedroom floor plan for added privacy • Terrazzo and tile flooring throughout • Bright living room with glass slider leading to the covered and screened lanai • Dining room conveniently located between the kitchen and living room • Eat-in kitchen with stainless steel appliances (2025) • Solid wood cabinetry • Formica countertops • Spacious primary suite with a large built-in closet • Private primary bathroom with single sink vanity and walk-in shower • Guest bedroom with built-in closet located near the guest bathroom • Third guest bedroom situated off the laundry room for added privacy • Covered and screened lanai for year-round outdoor living • Spacious backyard ready for a pool, garden, or your own custom outdoor oasis • Storage shed for additional storage • Hurricane protection RECENT UPDATES: • Roof replaced in 2022 • A/C replaced in 2024 • Stainless steel kitchen appliances replaced in 2025 Conveniently located near shopping, dining, parks, boating, fishing, golf courses, and the beautiful Gulf beaches, this Charlotte Park home combines everyday comfort with the freedom to enjoy the Florida lifestyle your way. Schedule your private showing today!

700 Dolphin Parkway, Punta Gorda
3129 Banyan Way, Punta Gorda
$445,000
3 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
Experience the best of Southwest Florida waterfront living with this incredible opportunity in the highly desirable Charlotte Park community! Situated on TWO fully fenced lots with an impressive 147 feet of canal frontage, this versatile two-story home offers direct boating access to Charlotte Harbor, making it the perfect fit for boaters, investors, or anyone looking for flexible living options. Beautifully renovated from top to bottom, this move-in ready home leaves nothing untouched. Featuring a NEW roof, NEW impact-rated windows and doors, TWO beautifully updated kitchens, NEW flooring throughout, completely renovated bathrooms, and countless additional interior and exterior improvements, every detail has been thoughtfully updated so the next owner can simply move in and start enjoying the Florida lifestyle. Designed with versatility in mind, the lower level features its own private entrance complete with a spacious bedroom, full bathroom, comfortable living area, and fully equipped kitchen—creating the perfect setup for families, extended guests, seasonal visitors, or income-producing rental potential. Upstairs, natural light fills the open living spaces where you'll find two additional bedrooms, an updated kitchen with plenty of room to gather, an inviting living area, and an expansive wraparound deck overlooking the canal—the perfect place to enjoy your morning coffee or unwind while taking in breathtaking Florida sunsets. Outside is where this property truly shines. The oversized double lot offers endless opportunities for entertaining, gardening, pets, or storing your boat, trailer, RV, and all your waterfront toys. Launch your boat right from your backyard and spend your days exploring Charlotte Harbor, waterfront restaurants, nearby islands, and the Gulf of Mexico. Whether you're searching for a full-time residence, seasonal retreat, vacation rental, or a home that comfortably accommodates the entire family, this property offers exceptional flexibility without sacrificing the waterfront lifestyle. Opportunities like this—with 147 feet of canal frontage, two fully fenced lots, direct boating access, an extensively renovated interior and exterior, and a flexible floor plan—are few and far between.

3129 Banyan Way, Punta Gorda
641 Bonita Court, Punta Gorda
$415,000
4 Beds ⋅ 3 Baths ⋅ Charlotte Park SubDv.
JUST COMPLETED! BRAND NEW 4 BEDROOM 2.5 BATH, 2-CAR GARAGE HOME IN CHARLOTTE PARK! Stunning new construction home, designed with thoughtful details for comfort and style. Open floor plan with high ceilings, luxury vinyl flooring, contemporary and recessed lighting plus much more. Well-appointed kitchen offers white cabinetry, quartz countertops, stainless steel appliances, and large center island overlooking the dining and living areas. Generous primary bedroom with his and her walk-in closets and en-suite bath featuring dual sinks, a transom window for natural lighting, and a beautiful walk-in tile shower. Split floor plan provides guests with plenty of privacy, featuring 2 additional bedrooms that share a full guest bath. In addition, at the front of the home, a thoughtfully placed 4th bedroom/den offers a versatile and inviting space, complete with its own convenient half bath. Whether used to host overnight guests, accommodate visiting family, or serve as a private office or lounge, this flexible area adapts effortlessly to your needs while providing both comfort and privacy. Step out back to the patio area overlooking the backyard that has plenty of room for a future pool. The expansive yard offers the perfect setting to entertain guests, relax in the open air, or unwind while enjoying the added space and privacy. Great location minutes from downtown Punta Gorda where you will find world-class fishing and boating, beautiful parks, arts, community events and entertainment. Don’t miss this opportunity! Schedule your private showing today!

641 Bonita Court, Punta Gorda
101 Marlin Drive, Punta Gorda
$379,000
4 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
Back on the Market!! Discover an exceptional opportunity to own a beautifully updated residence in the sought-after Charlotte Park community near Punta Gorda. Perfectly positioned on an expansive corner lot, this impressive 4-bedroom, 2-bathroom home blends modern upgrades, generous living space, and the relaxed elegance of Florida’s coastal lifestyle. Inside, a thoughtfully designed split-floor plan creates both privacy and comfort. The heart of the home is a stunning open kitchen featuring brand-new stainless-steel appliances, solid wood cabinetry, a large center island, double oven, and a charming breakfast nook—an ideal setting for both everyday living and effortless entertaining. The spacious living room, accented by a stylish electric fireplace, flows seamlessly into a formal dining area designed for memorable gatherings with family and friends. Oversized bedrooms provide comfort and versatility, while beautifully appointed bathrooms feature solid wood vanities that add warmth and sophistication. Step outside to enjoy the privacy of a fully fenced oversized property, with a large cement patio, offering abundant room for recreation, entertaining, or storing your recreational vehicles. A detached carport provides the perfect space for a boat or RV, making it ideal for those who enjoy life on the water. The nearby community boat ramp offers quick access to the pristine waters of Charlotte Harbor and the breathtaking beaches of the Gulf of Mexico. Additional upgrades include a new roof (2021), AC system (2017), and a 2025 water heater, offering peace of mind and modern efficiency. Located just minutes from downtown Punta Gorda, residents enjoy convenient access to waterfront parks, golf courses, shopping, dining, and the charm of one of Southwest Florida’s most beloved coastal communities. Dining room table was special built and will stay in the house. This property offers the perfect blend of space, style, and coastal convenience—an extraordinary place to call home.

101 Marlin Drive, Punta Gorda
611 Bonita Court, Punta Gorda
$244,000
3 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
This is a must see!!! From the Covered Front Porch that runs along the front of the home to stepping inside to find a warm and Welcoming interior you will fall in Love, Featuring a split-bedroom floor plan, open Living spaces, and plenty of natural light. Enter the Primary suite thru the French Doors to the private en-suite bathroom with dual sinks, walk in Custom Tile and Stone Shower, while two additional bedrooms and Guest Bath provide ample room for family, guests, or a home office. The kitchen is well-equipped for everyday living or entertaining and offers direct access to the Dining and Living areas. Enjoy peaceful mornings or evening relaxation on the Screened patio, overlooking the fenced backyard—perfect for pets, play, or gardening. Outside, the expansive yard with the open-air Patio areas offers endless possibilities. Situated on an oversized Lot this Beautiful and utterly Unique Home has been lovingly maintained and offers Privacy, Serenity, and true Florida living, New Metal Roof 2023, plus there is a attached two(2) car garage, Circle drive along with a Carport allows for additional covered parking or an Ideal spot to give you more space to entertain, there is also a nice storage shed, which will provide space for your lawn equipment and collectables, all this on .33 of an Acre. You will be just a short drive to everything, Concerts, Craft and Boat shows, Special community events, along with miles of waterfront walkways, Punta Gorda’s Pickleplex with numerous pickle ball courts. A nice quiet community near local waterways and beaches, dining, shopping, Tennis and Golf courses make this property ideal for the Florida lifestyle. Also, easy access to public waterfront parks with bike and walking trails and picnic areas, and boat ramps providing access to the Peace and Myakka Rivers, beautiful Charlotte Harbor, and the Gulf of Mexico. We Invite you to come take a look and picture living in this Beautiful Home.

611 Bonita Court, Punta Gorda
3129 Buttonwood Place, Punta Gorda
$275,000
4 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
Nestled on a spacious corner lot with a striking oak tree in the front yard, this canal-front single-family home offers 1,642 square feet of well-designed living space—perfect for a growing family. Featuring 3 bedrooms, 2 bathrooms, and a flexible bonus room, this home combines comfort, function, and versatility. A brand-new roof (2024), large circular driveway, and updated interior add both curb appeal and peace of mind. Step inside to discover a thoughtfully updated interior that blends modern convenience with inviting warmth. The open split floor plan features tile flooring throughout the main living areas, enhancing the home's clean and cohesive design. The heart of the home is the beautifully remodeled kitchen, complete with a suite of stainless-steel appliances, Shaker-style cabinets and drawers, granite countertops, and a breakfast bar. The kitchen overlooks the formal dining room on one side and the inviting living room on the other, creating an ideal layout for both entertaining and everyday living. The open floor plan flows effortlessly into a spacious great room, surrounded by windows that flood the space with natural light and provide peaceful views of the surrounding property. French doors in the formal dining room lead to a versatile bonus room, which also connects to a dedicated laundry room and a convenient storage area. All bedrooms feature brand-new wood vinyl flooring for a fresh, modern feel. The spacious primary suite includes an attached bathroom with a shower/tub combo and a new vanity. Two additional guest bedrooms are located on the opposite side of the home, offering privacy and comfort, and share a full bathroom. Enjoy 74 feet of saltwater canal frontage complete with a concrete seawall—ready for your custom dock and boat lift. With direct Gulf access, this property is a dream for boating enthusiasts. Home also features in 2025 new insulation, drywall, electrical outlets, fresh interior paint and hot water heater, A/C in 2015. Punta Gorda is home to many festivals, a vibrant downtown area, world-class dining, entertainment & the Pickle Plex. Approximately 30 minutes away from several Gulf beaches and easy access to I-75, route 41. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

3129 Buttonwood Place, Punta Gorda
731 Tangerine Court, Punta Gorda
$313,000
2 Beds ⋅ 2 Baths ⋅ Charlotte Park SubDv.
Sailboat Waterfront Pool Home, offering quick access to Beautiful Charlotte Harbor and onto the Gulf of Mexico via Alligator Creek, take in some of the Best Boating and Fishing in all of Southwest Florida. Home Features Living Room, Dining Room, Kitchen with Breakfast Nook, Two Bedrooms, Two Baths, Florida Room, Screened Pool with Paver Decking over looking the Waterfront, there are two docks, Ideal Location for your Boat. Carport with Utility Room and an Additional Shed for more Storage. This Home would make an Ideal Winter retreat. Your Waterfront Lifestyle is here, plus just a short Drive to Dining, Shops, Golf, Tennis, Pickleball, Walk and Bike Paths and more.******

731 Tangerine Court, Punta Gorda
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